Ready to Apply

Funding Readiness Assessment & Quarterly Review

Avg Credit Age

5+ yrs

0y 0mo

Without AUs

0y 0mo

With AUs

Below Target

Avg Credit Limit

$5k+ avg

$0

Without AUs

$0

With AUs

Below Target
✕

🔴 Not Ready

4 of 5 criteria not met.

1/5 passed

Accts Over $5k

3+ accts

0

Without AUs

0

With AUs

Below Target

Portfolio Util.

< 10%

0.0%

Without AUs

0.0%

With AUs

Passing

✅ Pass / Fail Criteria

1 / 5 passed
✕ FAIL
Credit ScoresAll 3 bureaus ≥ 720EXP 0 · EQ 0 · TU 0
✓ PASS
Hard Inquiries (6 Mo)Must be 0 across all bureausEXP 0 · EQ 0 · TU 0
✕ FAIL
5+ Primary AccountsMinimum 5 open primary accounts required0 open on file
✕ FAIL
Negative Marks RemovedAll derogatory marks must be clearedNot confirmed
✕ FAIL
Authorized Users AddedAdd to 1–2 established accounts to boost profile0 AUs on file

👥 Authorized Users

No AU accounts yet.

Add to recalculate metrics.